BCMS West™ brings to market a dynamic portfolio of electronic transaction processing solutions, point of sale equipment and merchant consumer financing products. BCMS West™ is an authorized independent sales agency representing three companies; Banc Certified Merchant Services®, CardX.com, and FlexxBuy.

Formed over two decades ago, Banc Certified Merchant Services (BCMS™) is an international provider of credit and debit card payment processing solutions. Every month we handle more than $400 million in electronic transactions for tens of thousands of merchants throughout the United States, Canada, and Europe. 

BCMS is a leader in the payment processing industry. We enjoy the distinction of being the registered service provider for two of the largest and most respected banks in the world; Bank of America and U.S. Bank.

Notice: Undefined property: stdClass::$background in /home/bcmswest/domains/bcmswest.x10.bz/public_html/wp-content/plugins/ipages-flipbook/includes/plugin.php on line 366

Notice: Trying to get property 'inline' of non-object in /home/bcmswest/domains/bcmswest.x10.bz/public_html/wp-content/plugins/ipages-flipbook/includes/plugin.php on line 366


In 2018, an independent review of 550 US domestic banks and merchant account providers was performed by CardPaymentOptions.com.

Banc Certified Merchant Services earned four separate scores of ‘A’ in catagories of customer satisfaction, trust, service reliability and deliverables. The ‘A’ rating is the highest score attainable. BCMS is recognized as offering the “Best Merchant Account” when compared to 550 ISO/MSPs and banks reviewed.

25 Years of Business Continuity | A+ Rating With the Better Business Bureau

Click the BBB logo shown above to see the BCMS customer satisfaction record with Better Business Bureau

Banc Certified Merchant Services™ holds credentials that validate our capabilities as one of the most trusted payment processors in the industry.

  • An Elavon Payments Partner™ and registered ISO/MSP of Elavon Inc., Georgia.
  • Who Is Elavon? A wholly owned subsidiary of U.S. Bank, the 5th largest commercial bank in the United States.
  • Elavon is a top #4 rated global electronic payment processor.
  • 80 airlines from around the world trust the Elavon payment processing network.
  • 70 out of 100 leading hotel chains, motels and resort destinations choose Elavon to handle their electronic transactions.

Seven Unconditional Guarantees From BCMS™


We GUARANTEE our clients that their rates will never increase unless there is an interchange increase.

We GUARANTEE our clients that our rates are the lowest in the industry. If a competitor can give you lower rates from now until the end of time, we will match or beat that rate.

We GUARANTEE our clients that for as long as they are processing through us, we will replace or repair your equipment with the same or a similar unit for free*.

We GUARANTEE our clients the best customer service in the industry.

We GUARANTEE our clients the lowest price and the most up-to-date network and technology to process your transactions.

We GUARANTEE a flexible month-to-month service agreement. No binding long-term contract required.

We GUARANTEE that you will not get invoiced for early termination fees should you choose to no longer use BCMS.

To Sign UpClick Here