Virtual Terminal


In today’s world you can run your business from anywhere and accept payments from anywhere!


A Virtual Terminal is an online, web-based application which allows merchants to accept credit-and-debit card payments through a browser using an Internet connection, instead of a physical card reader terminal. Your desktop PC, laptop or iPad becomes your credit card processing device.

The Virtual Terminal will perform all the same functions as the card readers you see in-store but will process a transaction as Card Not Present (CNP) via manual entry of the customer’s card details. Rates: No application fee. No set up fee. $10.00 monthly recurring fee + $0.05 cents per transaction.


Need To Process Mobile Payments? It’s Easy

The Virtual Merchant mobile app can turn your mobile device into a payment acceptance terminal. It gives you the ability to accept payments anywhere you go using your smartphone or tablet. You can easily key-enter payment information or choose to add a secure card reader to process swiped transactions.

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To read more, download the Converge™ Virtual Terminal fact sheet.

Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use Mobile App. Check with your carrier for specific fees and charges. Some mobile features may require additional online setup. Any fees for optional transactions will be identified during registration for these services and during their use.


Download the Elavon Converge Mobile App Here


Converge Mobile is a free mobile app that is an extension of Converge, an omni-commerce solution that allows you to process payments in person, via phone or telephone order, online, and using a mobile device. Converge Mobile supports EMV chip card transactions using an encrypted EMV card reader.

Key features:
• Accept PIN debit and credit cards, including mag stripe, chip card and contactless payments.
• Record cash transactions
• Automatically calculate discounts and taxes and offer tips
• Email customer receipts
• Help protect cardholder data with an encrypted, chip card device
• Use an unlimited number of supported iOS or Android devices

Converge Mobile is for any size business that needs to process transactions on the go. If you accept card payments on the road, then Converge Mobile will likely save you time and money, while improving the checkout experience for your customers. It can also be used at your location for payments during peak sales seasons, essentially creating a new checkout line without the added expense.


Complete The Merchant Services Pre-Qualification Form